YES Bank Home Loan
Yes Bank is offering home loan at attractive interest rates starting from 9.00% p.a to 11.50% p.a. to customers and the processing fee is 1.5% of the loan amount.
The loan availed from the lender can be repaid within 35 years. In addition to regular home loans, the bank offers loan under the PMAY scheme.
We found 1 YES BANK Home Loan
Balance Transfer
Yes Bank Home Loan
Loan Amount
:-
Floating
:9.40% - 10.25%
Tenure
:1 - 25 Years
Processing Fee
:Up to 2.00%
See Less
Fees & Charges
- Preclosure fee = ₹0
- Part payment fee = ₹0
Documents
- KYC-PAN, address & ID proof
- Income proof, bank statement and one photograph
What you'll love
- No guarantor required
- No pre-closure and part payment fee
Perks
Balance Transfer
Top-up Loan Available
Part-Payment Available
No Guarantor Required
Door Step Service
E-Approval
Think about
- This Company is not a partner. Visit its website/branch office for more details. Trademarks, logos and other intellectual property belong to their respective owners.
YES Bank offers home loans of up to Rs.5 crore for both salaried and self-employed individuals at attractive interest rates .You have the flexibility to extend the tenure up to 35 years to reduce your monthly instalment amount. The processing fee applicable is 2% of the loan amount plus GST or Rs.15,000, whichever is higher.
YES Bank Home Loan Interest Rate
- Interest Rate - 9.00% - 11.50% p.a.
- Processing Fee - 1.5% of the loan amount plus GST or Rs.10,000, whichever is higher
- Loans ranging from Rs.10 lakh to Rs.5 crore
- Subsidised rates under the PMAY scheme
- Enjoy tax benefits with this scheme
Compare: Home Loan Interest Rate all Banks
YES Bank Home Loan EMI Calculator
Manage your finances in a better way by calculating your EMI (equated monthly instalment) beforehand. You can use Home Loan EMI Calculator to compute your monthly instalment.
It's a fairly simple process. All you need to do is enter all the required details pertaining to your loan, including the tenure, amount, interest rate, and processing fee.
Hit the "calculate" button to know the instalment amount. You can also check the amortisation table giving you a complete breakdown of your payment schedule.
YES Bank Home Loan Eligibility Criteria
- For Salaried
- Application with a passport size photograph
- Aadhaar card
- KYC details
- PAN card or Form 60
- Last 2 years' salary slips
- Form 16/IT returns
- Last 6 months' bank statements
- For Self-Employed
- Application with a passport size photograph
- Aadhaar card
- KYC details
- PAN card or Form 60
- Last 2 years' IT returns with computation of income
- Profit and loss account statements along with audited balance sheet
- Qualification proof
- Last 6 months' bank statements
YES Bank offers home loans of up to Rs.5 crore for both salaried and self-employed individuals at attractive interest rates .You have the flexibility to extend the tenure up to 35 years to reduce your monthly instalment amount. The processing fee applicable is 2% of the loan amount plus GST or Rs.15,000, whichever is higher.
YES Khushi Affordable Housing Loan
YES Bank offers the Khushi Home Loan at an attractive interest rate ranging between 9.95% p.a. and 13.60% p.a. The loan tenure is up to 35 years and minimal documents need to be submitted to avail the loan.
YES Khushi Affordable Housing Loan Interest Rates
- Interest Rates: 9.95% p.a. - 13.60% p.a.
- Processing Fee: 2.00% of the loan amount plus GST or Rs.10,000, whichever is higher
Features and Benefits of the YES Khushi Affordable Housing Loan
The main features and benefits of the Khushi Home Loan offered by YES Bank are mentioned below:
- Minimal documents need to be submitted.
- Loan repayment tenure of up to 35 years.
- Loan amount starting from Rs.1 lakh.
- Monthly family income should be at least Rs.9,000 to apply for the loan.
- No restrictions on the job profile.
- The home size must be at least 150 square feet.
- Your existing home loan can be transferred.
- Top up loans are provided.
- Insurance cover is offered.
FAQs on YES Bank Home Loan
- How much tax benefit can I get with this scheme?
The amount that can be claimed is capped at Rs.1.5 lakh. The currently applicable tax exemption under section 24(b) is Rs. 2,00,000, as per the Income Tax Act 1961 rules. However, note that this may change as per the Income Tax Act.
- Can I switch from a fixed rate to floating rate loan?
Yes, you can switch from fixed rate to floating rate loans and vice versa. However, a fee of 0.5% of the existing principal amount will be levied. Note that, no charges will be levied if you plan to switch from base rate to MCLR (Marginal Cost of Funds-based Lending Rate) or vice versa.
- Can I link my YES Bank Home Loan to PMAY (Pradhan Mantri Awas Yojana)?
Yes, you can link it to the PMAY scheme provided you are eligible. If eligible, you can get subsidised rates based on the category you belong to.
- Is the home loan facility meant only for purchasing a property?
No, you can also use this home financing scheme to repair or renovate your existing house. This may include adding new rooms to the existing ecosystem, repainting, and buying new furniture, among others.
- What's the minimum amount that I can get as financing?
You can take a minimum loan of Rs.10 lakh.
- Can I have a co-applicant while signing up for a loan?
Yes, you can have a co-applicant for the loan. You can have your spouse as a co-applicant. If your spouse is earning, his/her income can be added to increase the loan amount.
Disclaimer
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.