HDFC Bank debit cards offer excellent utility for various activities such as shopping, dining, movie ticket purchases, and entertainment. Customers are entitled to five free transactions at HDFC ATMs and three transactions at other bank ATMs. After exceeding these limits, a fee of Rs. 20 plus GST will be charged.
Here are some of the popular types of HDFC debit cards that you can apply for:
Debit Card | Annual Fee | Withdrawal Limits (Rs.) |
Rs. 500 | Rs. 50,000 | |
Rs. 200 | Rs. 25,000 | |
Rs. 750 | Rs. 1 Lakh | |
Rs. 750 | Rs. 1 Lakh | |
Rs. 650 | Rs. 1 Lakh |
Customers can apply for a Debit cum ATM Card online by following these simple steps:
Step 1: Visit the HDFC Bank official website and log in using your credentials.
Step 2: In the Personal Banking section, select the "Pay" option.
Step 3: Go to the Cards section and choose the 'Debit Cards' option.
Step 4: Select the debit card that best suits your needs based on features such as Cashback, Travel, Lifestyle, Shopping, or Insurance.
Step 5: Submit all required documents and details as prompted.
Step 6: Complete the application process by submitting your details. You will receive your debit card within 2-3 working days.
Along with your card, you will receive a PIN (Personal Identification Number) to facilitate all transactions and payments.
To apply for an HDFC debit card, visit the nearest HDFC Bank branch. Fill out and submit the application form, selecting the debit card that best suits your needs based on its features. Submit the completed form to the bank manager. You will receive your HDFC debit card within 2-3 working days.

The benefits of having an HDFC Bank debit card are as follows:
To apply for an HDFC debit card, you must:
The various types of debit cards issued by HDFC Bank are listed below:
Type of Fee | Charges |
Annual Fee | Varies depending on the card |
Debit Card PIN Generation | Rs. 50 |
Card Replacement | Rs. 200 |
Transaction Decline Due to Insufficient Funds | Rs. 25 |
Foreign Currency Transaction Charges | 3.5% per transaction |
Previously, when HDFC Bank customers required a new ATM PIN, the bank sent the customers physical copies of their new ATM PIN through the post. HDFC has now changed this practice, and customers who have forgotten their HDFC Bank ATM PIN can generate a new ATM PIN using HDFC's Go Green initiative.
The following are the steps to generate a new ATM PIN using HDFC's GO Green initiative:
Step 1: Call the HDFC customer care from the registered mobile number and request a change of ATM PIN.
Step 2: The bank then sends a 6-digit OTP as an SMS to the registered mobile number.
Step 3: Visit an HDFC ATM and insert the debit card.
Step 4: Select the 'Language' option, followed by 'Create new ATM PIN using OTP'.
Step 5: Enter the OTP sent by the bank, followed by the registered mobile number.
Step 6: Create a new 4-digit ATM PIN
Note: The bank levies a certain fee for changing an ATM PIN.
You can block an HDFC debit card by calling the bank’s customer care number, via SMS or using HDFC Net Banking:
Additionally, you can also visit the nearest HDFC Bank branch and submit a form to block or cancel your debit card.
Note: For Any queries on HDFC Debit Card contact customer care at: 18002026161 / 1860 267 6161
Call up the HDFC phone banking department to provide them with the details of your lost card and put in a request for the issue of a new card.
You can make purchases not only at merchant locations but also online shopping portals.
There could be a technical issue and we advise you to call up the phone banking department and resolve the issue.
No. You don't need a new PIN for a replaced HDFC debit card. In case of theft or loss of your card, a new card with the same PIN as before, is issued.
If you are shopping at a merchant location, there are no transaction charges applicable on Imperia Platinum Chip Debit Card. If any fuel surcharge is levied, it will be reversed within 75 days from the date of levy of the surcharge(up to Rs.750 per month). You can use Imperia Platinum Chip Debit Card at all HDFC ATMs free of charge.
You will have to fax us a copy of the void transaction slip. Simultaneously, you can also send an email to support@hdfcbank or submit the same at your nearest HDFC Bank branch.
As an HDFC Times Debit Card Holder, you will receive 20 welcome offers from multiple leading e-com merchants from India. Also, there will be more than 350 offers on a regular basis on any given day.
Yes, the cards issued by HDFC bank in India can be used at any bank ATM within India.
You can withdraw up to Rs 10,000 a day using an ATM card from an HDFC Bank ATM and Rs 25,000 or more using a debit card (depending on the kind of card you have).
HDFC Bank offers 5 free transactions per month for savings and salary accounts at HDFC Bank ATMs. 3 free transactions at metro ATMs, and 5 free transactions at non-metro ATMs for other banks.

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