Bank of Baroda has introduced a variety of PIN and EMV Chip-based debit cards in VISA, MasterCard, and RuPay variations for use in cashless banking.
These debit cards offer convenience in transactions by allowing purchases at merchant outlets and online shopping platforms in addition to cash withdrawals at 6900+ ATMs.

There are multiple benefits which accompany the Bank of Baroda range of debit cards. Some of the notable benefits are as follows:
Also read more on Bank of Baroda rupay debit card
The steps to apply for a Bank of Baroda debit card online are as follows:
Step 1: Visit the official website of Bank of Baroda.
Step 2: Under ‘Digital Products,’ click on the ‘Debit Cards’ option.
Step 3: Select a debit card and click on the ‘Apply Now’ option.
Step 4: Enter your name, mobile number, and email address.
Step 5: Select your state, city, and branch.
Step 6: Enter the verification code and click on the ‘Submit’ button.
For offers and deals on BOB debit cards visit offers page at https://bankofbaroda.bank.in/personal-banking/offers
Note : For terms and conditions visit the official website and all the offers are given with respective to BOB website.
Steps to avail the offers on using BOB Debit Cards:
Step 1: Visit the merchants official website and place the order
Step 2: Then, Select the items you want to purchase
Step 3: Apply coupon or promo code from above available offers
Step 4: Choose payment option and click on checkout
Step 5: To make avail offers use your BOB debit cards to make the payment.
To activate your Bank of Baroda debit card, follow the steps mentioned below:
Step 1: Visit any Bank of Baroda ATM.
Step 2: Insert your debit card and choose the ‘Set/Re-Generate PIN’ option.
Step 3: Enter your credentials and the activation passcode or OTP that was sent to your registered mobile number.
Step 4: Enter your preferred Debit Card PIN.
You can also activate your debit card using Bank of Baroda IVR, mobile banking, and internet banking.
Also, Read our articles on Different Process to Generate PIN for Bank of Baroda ATM Card via the BOB Contact Centre IVR, going to a nearby BoB ATM, Internet Banking, M-Connect Plus Mobile Banking, and other methods.
The different ways of blocking a Bank of Baroda debit card are listed below:
IVRS:
You can use the IVR facility to block your debit card. For this, you need to dial 1800 5700 and select the ‘Option’ in the IVR.
Mobile Banking App:
Internet Banking:
Bank Branch:
To track the status of your Bank of Baroda debit card, follow the steps mentioned below:
Step 1: Log in to the BOB internet banking portal.
Step 2: Navigate to the ‘card’ section and select the ‘debit card status’ option.
Step 3: Click on the 'track card delivery status' option.
Step 4: The status of your debit card will be displayed on the screen.
Customers can check check the status by calling the centre/toll free numbers 1800 258 44 55 or 1800 102 44 55 from your registered mobile number.
Yes, you can apply for a Bank of Baroda debit card online.
Customers would be charged Rs.20 for every financial transaction after the third and Rs.10 for every non-financial transaction after that. The bank offers five free transactions (financial and non-financial) per month to customers in non-metropolitan areas.
No, you will not get a physical pin with your Bank of Baroda debit card. Instead by using the M-Connect Plus App, Baroda Connect, IVR, or by going to the closest Bank of Baroda ATM, you can generate a debit card pin.
Since RuPay is a domestic card scheme, your Bank of Baroda RuPay debit card can be used only in India to withdraw money, make purchases and e-payments at RuPay enabled ATMs, merchant outlets and Points of Sale.
Yes, according to the RBI mandate, the PIN number is a must for all PoS transactions carried out with Bank of Baroda Debit cards.
Yes, you can choose to receive the OTP for a transaction on your mobile number which is registered with the Bank of Baroda.
No. You do not need a separate password to use the RuPay PaySecure service. All you need is the ATM PIN number of your Bank of Baroda RuPay Debit Card. The authentication process for the transaction requires other credentials like image selection and a pass phrase.
Customers holding a Bank of Baroda Visa debit card must sign up for the Verified by Visa (VBV), a secured online payment process which allows you to shop securely online.
In case of a wrong debit from your account, as per the regulations of the RBI, the bank may take up to 12 working days to re-credit the deducted amount back into your account.
Yes, in case the bank takes more than 12 working days to re-credit the amount that has been wrongly deducted from a user's account, the customer will be eligible to receive Rs.100 per day after the period of 12 working days. The amount will directly be credited to the user's bank account, for which the customer will not have to make any claim.

Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2026 BankBazaar.com.