Gold Rate in Surat
Check today's gold rate in Surat for 22K, 24K and 18K gold, per gram, 8 grams and 10 grams, with yesterday's change. Surat cuts and polishes about nine in ten of the world's diamonds, so jewellery trade here runs all year. Use the 10-day table and the calculator to compare before you buy.
29 Sep 2026
Today's Gold Rate in Surat
₹ 230▼
22 Carat Gold Rate in Surat (Today & Yesterday)
| Gram | Today | Yesterday | Price Change |
| 1 gram | ₹ 13,869 | ₹ 14,099 | ₹ 230▼ |
| 8 grams | ₹ 1,10,952 | ₹ 1,12,792 | ₹ 1,840▼ |
| 10 grams | ₹ 1,38,690 | ₹ 1,40,990 | ₹ 2,300▼ |
24 Carat Gold Rate in Surat (Today & Yesterday)
| Gram | Today | Yesterday | Price Change |
| 1 gram | ₹ 14,562 | ₹ 14,804 | ₹ 242▼ |
| 8 grams | ₹ 1,16,496 | ₹ 1,18,432 | ₹ 1,936▼ |
| 10 grams | ₹ 1,45,620 | ₹ 1,48,040 | ₹ 2,420▼ |
18 Carat Gold Rate in Surat (Today & Yesterday)
| Gram | Today | Yesterday | Price Change |
| 1 gram | ₹ 11,347 | ₹ 11,536 | ₹ 189▼ |
| 8 grams | ₹ 90,776 | ₹ 92,288 | ₹ 1,512▼ |
| 10 grams | ₹ 1,13,470 | ₹ 1,15,360 | ₹ 1,890▼ |
Gold Rate Calculator
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Gold Rate in Surat for Last 10 days
| Date | Standard Gold (22K) (8 grams) | Pure Gold (24K) (8 grams) | 18K Gold (18K) (8 grams) |
| 28 Sep 2026 | ₹ 1,10,952 | ₹ 1,16,496 | ₹ 90,776 |
| 27 Sep 2026 | ₹ 1,12,792(0) | ₹ 1,18,432(0) | ₹ 92,288(0) |
| 26 Sep 2026 | ₹ 1,12,792 | ₹ 1,18,432 | ₹ 92,288 |
| 25 Sep 2026 | ₹ 1,12,912 | ₹ 1,18,560 | ₹ 92,384 |
| 24 Sep 2026 | ₹ 1,12,792 | ₹ 1,18,432 | ₹ 92,288 |
| 23 Sep 2026 | ₹ 1,13,912 | ₹ 1,19,608 | ₹ 93,200 |
| 22 Sep 2026 | ₹ 1,14,312 | ₹ 1,20,024 | ₹ 93,528 |
| 21 Sep 2026 | ₹ 1,14,992 | ₹ 1,20,744 | ₹ 94,088 |
| 20 Sep 2026 | ₹ 1,15,112(0) | ₹ 1,20,864(0) | ₹ 94,184(0) |
| 19 Sep 2026 | ₹ 1,15,112 | ₹ 1,20,864 | ₹ 94,184 |
Gold Rate Weekly Comparison - 22K vs 24K vs 18K
*Disclaimer: Bankbazaar makes no guarantee or warranty on the accuracy of the data provided on this site, the prevailing rates are susceptible to change with Market value and provided on an as-is basis. Nothing contained herein is intended or shall be deemed to be investment advice, implied or otherwise. We accept no liability for any loss arising from the use of the data contained on this website.
Todays Gold Price in Surat
About the Gold Market in Surat
- Around nine in ten of the world's diamonds are cut and polished in Surat.
- The Surat Diamond Bourse has about 4,500 offices and is recorded as the world's largest office building.
- Jewellery buying picks up around Dhanteras (6 November 2026), Diwali and the wedding season.
How to Check Gold Purity in Surat
- Look for the BIS hallmark. It shows the purity, such as 22K 916.
- Look for the 6-character HUID code. It has been part of hallmarked jewellery since 1 April 2023.
- Check the HUID on the BIS Care app to confirm the details.
- Do not buy jewellery that has no hallmark. Make sure the bill shows purity and weight.
Gold Loan Against Jewellery in Surat
You can borrow against gold jewellery without selling it. Lenders value the gold using its purity and the market price, so the daily rate matters. RBI rules in force from 1 April 2026 cap the loan at a share of the gold's value:
Loan amount | Maximum loan-to-value |
Up to ₹2.5 lakh | 85% |
₹2.5 lakh to ₹5 lakh | 80% |
Above ₹5 lakh | 75% |
Also Check Gold Price in NearBy Cities of Surat
Silver, Platinum and Fuel Price Trends in Surat
FAQs on Gold Rate in Surat
1.Why is the gold rate in Surat different from the gold rate in other cities?
Gold rates vary across Indian cities due to differences in state taxes (VAT/GST components applied differently), local jewellers' associations, transportation costs, and demand-supply dynamics in each city. Surat's rate reflects its specific local pricing.
2.What is the difference between 24K, 22K (916) and 18K gold in Surat?
24K gold is 99.9% pure and is sold as coins and bars. 22K gold, also called 916 gold, is 91.6% gold mixed with other metals, which makes it hard enough for most jewellery. 18K gold is 75% gold and is used for diamond-studded pieces, which is why this page shows the 18K rate too. A lower carat means less gold and a lower price per gram.
3.What is the best time to buy gold in Surat?
No time is guaranteed to be cheaper. Demand and prices often rise around Dhanteras (6 November 2026), Diwali and the wedding season, so some buyers purchase earlier. If you plan a large purchase, buying in two or three lots spreads the risk of a price change. Compare the daily rate before you pay.
4.What is digital gold and can I buy it in Surat?
Digital gold allows you to buy 24K pure gold online in amounts as small as ₹1. In Surat, you can purchase digital gold through platforms like Paytm or PhonePe. The gold is stored in insured vaults on your behalf and can be sold or converted to physical gold at any time.
5.Is digital gold safe to buy in Surat?
SEBI warned investors in November 2025 that digital gold sold on online platforms is not regulated by it, and investor protection rules do not apply. SEBI-regulated options include gold ETFs and Electronic Gold Receipts. Hallmarked physical gold is another option. Check who holds the gold and how you can redeem it before buying.
6.How many grams is 1 sovereign of gold in Surat?
One sovereign equals 8 grams of gold. This unit is commonly used in South India, including cities in Tamil Nadu, Kerala, Karnataka, and Andhra Pradesh. If Surat is in South India, jewellers likely quote rates per sovereign for jewellery transactions.
7.How do I sell old gold in Surat and get a fair price?
Carry the hallmarked jewellery and the original bill. The jeweller checks purity and weight, then pays for the gold content at that day's rate and may deduct for melting or wastage. Get quotes from two or three jewellers, and ask for a written breakup showing weight, purity, rate and any deduction before you agree.
8.Why is Surat such a big market for gold and diamond jewellery?
Surat cuts and polishes around nine in ten of the world's diamonds. The Surat Diamond Bourse, with about 4,500 offices, is recorded as the world's largest office building. Diamond-studded pieces are usually made in lower-carat gold such as 18K, and buying picks up around Dhanteras, Diwali and the wedding season.
9.How is the price of gold jewellery in Surat calculated?
Price = weight x today's rate for the carat + making charges + GST. For example, 10 grams of 22K at ₹1,30,000 per 10 grams is ₹1,30,000. Add 10% making charges (₹13,000) for ₹1,43,000, then 3% GST (₹4,290). The bill is ₹1,47,290. These are round numbers, not today's rate.
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